Will peace reign this motshelo season?

The book is the record of contributions, loans out and repayments in, carefully kept through the year and prepared for this very moment – the sharing of the dividends when members find out how much their contributions have earned for them.

However, 2015 was not a normal year and many treasurers are finding themselves in a bind.  The absence of a significant wage increase, coupled with the cumulative effect of inflation from previous years as well as the slow down in bank credit, has meant trouble for many financial metshelo.