Building wealth: A beginner�s guide to financial security

This is untrue. Saving and investing are rather straight-forward practices, requiring strong self-discipline, basic knowledge of the appropriate banking solutions and the will to spare whatever money you can every month.

By handling your finances responsibly and sensibly, you can create substantial wealth over a 20 year period by saving P1,000 per month. Or, for those of you just starting out, you could afford to buy your own home at 28. This is achievable by anyone earning a salary, but there are a few rules to follow: