This week I thought I would share with you these wonderful tips for getting the most out of your relationship with the bank- adapted from www.selfhelp/banking. Try these banking tips for obtaining attractive interest rates, low bank fees and solid service for your bank accounts -- including checking accounts, money market accounts, savings accounts and more.
Ask yourself, and your bank, if you’re getting the best deal - About once a year, talk to a customer services representative at your bank to make sure you’re signed up for the right banking programmes to meet your needs. Maybe a simple adjustment to your banking practices - such as having your paycheck automatically deposited into your checking account - can get you a higher interest rate or reduce or eliminate certain bank charges. Perhaps a change in your banking habits will help cut your bank fees. Maybe your good track record at the bank will qualify you for a lower interest rate on a loan or credit card. Or maybe there is just a new or better bank account that you did not know about.
