Living within My Means

Modise* wants to live a more responsible lifestyle with regard to his money. He has heard this term about ‘living within your means’ but he’s not sure how to apply this to his life.

Does this mean he has to be tight-fisted with his money? Modise is usually a generous man, who likes to share what he has. The idea that he now needs to be mean; stingy to his friends and family, skimp with his own needs and desires is not appealing. Is this what it really means? Luckily, no, this is not what it is about. Simply put, ‘living within your means’ is saying to yourself that: “if I can not afford to buy something now, then I must wait (perhaps save my money!) until I can afford it.” If you did decide to buy it anyway through other means, you would be living beyond your means, not within them.   It means never spending more than you can afford, and never borrowing money to buy things that should be paid for from your income.

What if I get a pay rise?

Editor's Comment
Human rights are sacred

It highlights the need to protect rights such as access to clean water, education, healthcare and freedom of expression.President Duma Boko, rightly honours past interventions from securing a dignified burial for Gaoberekwe Pitseng in the CKGR to promoting linguistic inclusion. Yet, they also expose a critical truth, that a nation cannot sustainably protect its people through ad hoc acts of compassion alone.It is time for both government and the...

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