Financial Inclusion as a critical cog for development (Prt 3)

While it may seem obvious, it is important to highlight that if people are not financially included, they are financially excluded. Period! There is no middle road. It is therefore important to discuss how of the factors supports financial inclusion.

In their paper, “Determinants of Financial Inclusion in Africa: A Dynamic Panel Data Approach”, published in 2016, Olaniyi Evans and Babatunde Adeoye identified factors that cause exclusions notably structural and policy factors. In this piece we will focus on the policy side of issues not as exclusionary factors, but rather how they support financial inclusion.