Financial Wellness � New Year�s Resolutions

As the New Year begins and we start to settle back into our normal routine, we find ourselves reflecting on our achievements in 2015, and what we want to achieve in 2016.

We always promise ourselves that “this year is going to so much better than last year”.  Mentally we start to prepare our goals and our dreams for this year. We quickly get swept back up into our busy lives and we forget to focus on what we want for 2016.    Goal planning at this time of the year is made even more difficult as we reel from the consequences of our Christmas over-expenditure. We suffer from buyer’s remorse as we look at our bank balances, wondering where we went so wrong and how we are going to survive until the end of January. 

Be assured, there is hope. Now is the time to put your best foot forward, hold your head up high and follow this New Years Resolutions Plan.

Editor's Comment
Micro-procurement maze demands urgent reform

Whilst celebrating milestones in inclusivity, with notably P5 billion awarded to vulnerable groups, the report sounds a 'siren' on a dangerous and growing trend: the ballooning use of micro-procurement. That this method, designed for small-scale, efficient purchases, now accounts for a staggering 25% (P8 billion) of total procurement value is not a sign of agility, but a 'red flag'. The PPRA’s warning is unequivocal and must be...

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