Budget Wisely, Shop Smart

Stick To Your Budget

We usually get paid early in December and have to wait until the end of January to get paid again.  This can be 6 to 7 weeks between salaries.  We also have the tendency to spend all of our bonuses as a “treat fund” to spoil ourselves and impress, instead of using it to help bridge this gap between salaries.When you consider all these factors, you realise how important it is to carefully budget and plan all your spending wisely. Aside from your usual budget that covers all your common monthly expenses, write a list of additional things you need to spend money on leading up to the holidays, and include your Christmas expenses.