Banking sectors sails unchartered waters

Friday, December 19, 2014

The banking sector sailed untested waters in 2014 as banks experienced shortage of deposits and liquidity coupled with reduced profitability.

At the end of the first half of 2014, asset quality remained stable and within normal range, while earnings and interest income were stable but non-interest income margins were constrained.

In the same year, major banks continued to experience constrained profits throught the year with Barclays Bank of Botswana’s Profit After Tax (PAT), leading the pack as its profits tumbled for the third reporting period in a row.

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Banking sectors sails unchartered waters

The banking sector sailed untested waters in 2014 as banks experienced shortage of deposits and liquidity coupled with reduced profitability.