Wishing you a Merry Christmas and a Happy New Year!

Even individuals take time to review the exiting year to find where they got things right and where they were not so successful, an exercise in what personal development experts call personal strategy. Everyone takes time to review the past year and preview the coming one. Challenges that remain from the last year require a new point of approach in order to reach the goals targeted. 

However, above all, this is the time for merrymaking and rejoicing. People take time to refresh and get their minds off the demands of their professional, academic and business life. Some take the opportunity to visit other countries. But whatever we do, safety must be of the essence at all times. On the surface of it, we lose nothing by taking precautions but run the risk of suffering losses by being careless. Beyond the surface, however, the reality is that we gain a new lease of life by avoiding the many pitfalls that always surround us.