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Financial pressure mounts on households

Tracking trends: Ramaselwana
Tracking trends: Ramaselwana

Botswana households are facing growing financial pressure, with more consumers reporting declining incomes and difficulties meeting their financial obligations, according to TransUnion’s latest Consumer Pulse Survey.

The third-quarter survey by the credit risk firm found that the proportion of consumers reporting a decline in household income over the previous three months rose from 30% in 2025 to 39% in 2026, whilst those reporting income growth fell from 33% to 26%.

At the same time, the proportion of consumers expecting difficulty paying at least one current bill or loan increased from 34% to 39%.

Editor's Comment
Borrowers need room to breathe

“Every time you borrow money, you are robbing from your future self”-Nathan.W.MorrisBank of Botswana’s latest supervision report shows loans placed on a watch list for potential repayment problems rising to P5.5 billion. These loans have not necessarily defaulted, which means there is still an opportunity to address the weaknesses. Meanwhile, loans already in arrears have reached P5.2 billion. For households, this pressure can mean...

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