Finacial Wellness ,Christmas Savings - Surviving January

The shops have put up their Christmas lights, and all the decorations are on display tempting us with their pretty colours.  I can't stop dreaming about all the good times I will share with my family and friends, giving thanks and celebrating. 

I wonder how much my bonus is going to be this year? I need to start planning all the meals for when my family visits, I also need to plan the New Year's Eve festivities, and how can I forget about all the presents I am going to buy to spoil all of us? Oh boy I can't wait for Christmas!" thinks Daisy.