How Workers' Compensation Work :: Mmegi Online

Botswana Insurance Company is asking companies, especially SMMEs if they have the financial means to pay their employees or their dependants; if a death or injury happened at the workplace whilst they were on duty? Have you considered the negative financial loss and costs associated with an employee being injured, permanently disabled or even fatally injured and what are you doing to reduce this risk?

Dependant on an employee’s earnings, a worse case scenario could see you paying up to P250,000 for a permanent disability, plus up to P75,000 for medical expenses, amounting to a staggering P325,000 per employee! In addition to these costs, you can end up paying more for artificial limbs and transport.

The Workers’ Compensation Act Chapter 47:03 of 1998 covers an employer whose employees suffer personal injury or a specified occupational diseases or for death arising out of and in the course of the worker’s employment. You as the employer will be liable to pay compensation in accordance with the provisions of the Act.

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