"If I need a tablet as soon as possible, the market allows me to get it there and there, why wait for a year to raise the P5,000?" she asks whipping back her long black hair. She adds that consumer credit allows many like her, who could not afford large purchases like cars. Mothudi who is in her late 30s says she is not addicted to buying on hire purchase or using her credit card, but 'buys' stuff anytime of the month. Asked whether she does not see it as a lack of proper financial planning, she simply says 'she cant deprive herself of what stores are willing to give to her even if she doesn't have enough to put to her name' Mothudi is among hundreds of people who leave in the 'microwave society' as financial educator Nelson Letshwene puts it. They want things to come their way as fast as lightning regardless of the costs attached to the speed. And, they come at a prize, a high prize for that matter!
She admits that she lives from one paycheck to the other. What would she do if she found herself in financial crisis days before payday if there was no anything in place from service providers in the market, that is the question she keeps on asking.
