Festive season bells and monthly debts

We all look forward to the end of the year and it is mostly due to the impending festive season. And this period is never without its own drama.

At the beginning of the year, almost everyone makes resolutions. While I cannot even remember mine, I only recall that this year, I made an undertaking not to get into any unnecessary debts. Also, by September, to have paid off all my outstanding debts and bills and save for the festive period.